How the Paystub Generator Works — Tax Formula Explained

Gross Pay

For hourly employees: Regular Pay = hourly rate times regular hours (up to 40). Overtime = hourly rate times 1.5 times overtime hours. For salaried employees: weekly gross = annual salary divided by 52.

Federal Income Tax

We use 2026 IRS Publication 15 wage bracket tables. Your taxable wages are reduced by the value of your W-4 allowances (,300 divided by 52 per allowance per week), then taxed at progressive federal rates.

FICA Taxes

Social Security: 6.2% of gross wages. Medicare: 1.45% of gross wages. These are fixed rates with no deductions or allowances applied.

State Tax

Enter your state applicable tax rate as a percentage. We apply it as a flat rate to gross wages. For accurate state withholding, look up your state withholding tables.

Print to PDF

Click Print / Save as PDF to open your browser print dialog. Select Save as PDF as the destination. Ads, headers, and navigation are automatically hidden in the print view.

Important Note

This tool generates illustrative paystubs for reference purposes. It is not a substitute for certified payroll software (ADP, Gusto, Paychex) for official employer payroll processing.